Kaw Valley Bank has eight locations in Topeka, Kansas, and offers free 24-hour online and mobile banking, loans, checking and savings accounts, and certificates of deposit. Kaw Valley Bank also offers business banking services.
The bank has six types of checking accounts. The Now Account pays interest and has no fee if the minimum balance is $1,000 or the monthly average balance is $1,500. Regular checking has a monthly fee of $2 and 20 cents for debits. The fee per month varies for the Minimum Monthly Balance Account. The Golden Age Account has no fees. The money market investment account has fees if the balance falls below $1,000. All checking accounts require an initial deposit of at least $100.
The bank has a regular savings account with interest compounded daily and paid quarterly. If the balance falls below $200, there is a $2.50 monthly fee. The Young Savers Account for those 17 and younger also pays interest, and there is a $1 monthly fee if the balance falls below $25.
For businesses, Kaw Valley Bank offers three checking accounts. One of them is a money market investment account that has no fees if a minimum $1,000 balance is maintained. The other two checking accounts charge a $3 per month fee, 15 cents for deposits, 7 cents for checks deposited and 10 cents for debits. As of 2105, the difference between these checking accounts is that one pays interest and the other pays a fee per $100 deposited.