Q:

What are the services of a Juniper Bank credit card?

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Juniper Bank was acquired in 2004 by Barclays, according to Heather Timmons for The New York Times, and is no longer in operation. As of 2015, services from Barclays' credit card division in the United States range from low APRs to Apple and NFL rewards depending on the specific card.

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Full Answer

Juniper Bank has been replaced with Barclaycard, which continues to provide similar services to Juniper Bank by issuing credit cards for various third-party brands, explains Timmons. The Barclaycard Visa with Apple Rewards offers promotional financing on newly established accounts for periods of up to 18 months depending on the purchase price, states the Barclaycard website. Apple Rewards are earned on all purchases and at an accelerated rate on restaurant as well as Apple Store and iTunes purchases. These rewards can be redeemed for Apple and iTunes gift cards, and the card carries no annual fee. Other branded cards include a series of NFL Visas, which are customizable for each individual's favourite team and earn points redeemable for various NFL rewards such as tickets and merchandise. NFL Visa cardholders also have access to a range of standard credit card services, such as varying APRs, a 23-day grace period on payments following each billing cycle and online statements.

Barclaycard products has a range of nonbranded MasterCard options available direct from the bank, notes its website. These offer a range of services, including zero percent introductory APRs for 12 months following issuance, cash back and travel rewards, no annual fees and ongoing interest rates as low as 8 percent. Other services include no foreign transaction fees, no balance transfer fees and free access to a person's credit score for certain cards. Barclaycard holders are also able to vote on community profit-sharing initiatives through the company's Giveback program and can vote on product changes through the Barclaycard Ring online community.

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