Heritage Credit Union, a bank that services Wisconsin and Illinois, offers banking options for both individuals and businesses. These services including checking and savings accounts, loans, insurance and certificates of deposit. Additionally, the bank offers online banking at HeritageCU.org. The bank also features a mobile app for banking via a smartphone or tablet. The bank operates 12 branches as of 2015 and provides debit cards and pre-paid debit cards as well as credit cards to customers who qualify.
The loan options offered by Heritage Credit Union include mortgages, auto loans, business loans, student loans and home equity loans. Additional loan options include recreational vehicle loans and personal loans. The bank also offers IRA accounts, youth savings accounts, money market accounts, a holiday club savings account and overdraft protection. The certificates of deposit offered at the bank include traditional options as well as a Double Up Certificate, which doubles the certificate's interest rate after 14 months. The insurance options include homeowners, auto and life insurance as well as accidental death and dismemberment insurance.
The bank, incorporated in 1934 by the son-in-law of meat impresario Oscar Mayer, services over 27,000 members. The credit union supports local social organizations through its Richard J. McGrath Endowment Fund, which started in 2007.