What Are Some Services of HDFC Bank?


Quick Answer

HDFC Bank of India has more than 4,000 branches (as of 2015) and offers credit cards, personal loans, vehicle loans, savings accounts and Web portals to pay bills online, including overdue tax bills. The bank's website has a large section devoted to current accounts that cater to business people and professionals and allow deposits of liquid assets and check writing.

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Full Answer

For personal bank customers, HDFC offers several savings accounts, including those for older people, women and minors. The accounts require that a minimum daily average balance be maintained and have various fees and charges. Some savings accounts come with debit cards that may be used at more than 11,000 automatic-teller machines across India. The site has a branch and ATM locator.

Salary accounts for personal banking customers include checks, ATM or debit cards and accidental death insurance coverage. Salary accounts have many fees associated with them for checks and debit cards. The complicated fee structures for various accounts are listed on the website.

HDFC offers home loans, loans secured against property and loans for automobiles, including cars and two-wheelers. The bank also offers investment and insurance products and has links on its home page to services and tools, including calculators, religious offerings to the deity of the customers' choices and what the bank calls Social Security Schemes, which are forms of accidental death and disability insurance.

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