Guarantee Trust Life Insurance Company offers credit life, health, special risk, accident and life insurance programs on its website. It claims to operate on the values of quality products, integrity and personalized customer service.
Its health and life insurance products include hospital indemnity, critical illness and cancer insurance. These health insurance plans supplement its clients' current health insurance plans and fill the coverage limits, deductibles and co-payments for which they would be responsible when they seek medical care. The company maintains a partnership with reinsurers, third-party administrators and experienced distribution companies, according to its website.
The Critical Care coverage has increased benefits for patients in nursing homes and assisted living facilities. Clients can choose between Cardiac Care Plus, Cancer Care Plus and Critical Care. Critical Provider is a 10-year life insurance policy with a critical illness accelerated benefits rider that pays a cash benefit to clients upon diagnosis of critical conditions. Clients can choose between limited or full benefits. They can use these cash benefits to replace lost incomes, cover medical insurance co-payments or deductibles, cover family needs and take recuperative holidays, as stated by Guarantee Trust Life Insurance Company. The company also offers health insurance for school-age children, including sports participants.