First National Bank and Trust offers services for personal banking and business banking. The company also allows customers to bank and pay bills online via BankAtFirstNational.com. Additionally, the bank offers a free mobile app for smartphones for business banking customers.
For customers interested in personal banking, First National Bank and Trust provides a number of checking account options, including Privilege Plus Checking, Everyday Checking, Renew Checking and Teen Checking, which is a free account option for customers aged 16 or 17. Additionally, the One checking account option gives customers interest opportunities and discounts at restaurants and other retailers.
Business customers have the option of opening accounts such as Free Business Checking, Solutions Checking, Corporate Analysis Checking and Business Interest Checking. Among its business services, the bank offers sweep accounts, cash management, payment processing solutions, an employee advantage program and remote deposit capture, which allows deposits to be made electronically without going to the bank.
First National Bank and Trust additionally provides financial services, such as personal and business loans, mortgage services and savings accounts, for both personal and business customers. The bank also offers business and personal debit cards and credit cards, the opportunity to reorder checks online, fraud detection, estate settlement and lost card replacement.