First Bank Florida offers numerous services for both personal and business customers, including checking accounts, savings accounts, credit cards and loans through both physical locations and online tools as of 2015. The bank also offers additional features for business accounts, such as payroll services and financial planning assistance.
The personal banking services of First Bank Florida consist primarily of various account types that allow customers to store money with the bank, with each account offering different benefits. It maintains several types of checking accounts, all of which offer access to checks, debit cards and online banking tools. The major differences between accounts are the minimum requirements, such as meeting a certain average monthly balance, and the fees associated with the failure to meet those requirements. The bank also allows personal banking customers to open lines of credit, typically through a credit card or as a direct loan, though it offers mortgage services as well.
The business banking services mirror those of the personal banking accounts, wherein a company can open a checking account to manage its revenue and expenditures. The services differ from personal banking in that the accounts feature higher thresholds for deposits and allow access by multiple individuals. The bank also provides business with payroll management, wherein it handles the dissemination and tracking of payments to employees. It also employees financial advisers to help businesses manage money more efficiently.