Q:

What services does Federal Savings Bank offer?

A:

Quick Answer

Federal Savings Bank of New Hampshire offers a range of personal and business banking services, including checking and savings accounts, financial and investment services, and home, personal and business loans. The bank has five brick-and-mortar locations and online and mobile banking.

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Full Answer

Federal Savings Bank personal customers can choose from five checking accounts, including a tiered account that bears higher interest for higher balances. Another checking account bears a flat rate of interest and has no monthly fees when a $300 balance is maintained, as of 2015; this account refunds five transaction fees per month from other institutions' automatic teller machines. Still another checking account does not bear interest but has no fees or minimum balance. The bank offers two types of savings accounts, certificates of deposit and a Christmas club to save for holiday expenses. Federal Savings Bank also offers mortgages, home-equity loans and loans for items such as construction, cars or boats.

In business banking, Federal Savings Bank offers business debit cards, merchant credit-card services, Internet banking, cash-management tools and payroll services. The bank features electronic federal tax-payment services and handles Automatic Clearing House transactions. Business customers have three choices in checking accounts, one of which bears interest, and one savings account. Minimum balances, fees for check cashing and transaction limits vary between the four accounts.

The bank offers electronic banking services for both business and personal customers.

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