Q:

What are some services of ECCU HomeBanking?

A:

Quick Answer

ECCU HomeBanking, called eBanking as of July 2015, provides personal checking and saving accounts; business accounts; loan services such as home mortgages, credit cards and auto loans; and investment services such as retirement planning and education funding. It also provides business lending and insurance services, states ECCU.

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Full Answer

Personal checking accounts have no minimum balance requirements or monthly service fees. The premium checking account provides interests when a minimum daily balance of $25,000 is maintained. In addition to direct deposit, Visa debit card, online banking, bill pay and mobile banking, checking accounts provide access to Fifth Third Bank ATMs free of charge and to co-op network ATMs free of surcharge, states ECCU.

ECCU eBanking provides many investment options such as certificates of deposit and traditional and Roth individual retirement accounts at competitive interest rates. It also offers protection against identity theft and identity monitoring for a fee. Classic and Platinum Visa credit cards are available with no annual fees, low annual percentage rates, high credit limits, travel insurance and Visa's Zero liability protection, notes ECCU.

ECCU's classic business checking account allows 200 free transactions per month and access to over 35,000 ATMs. The premier business checking account with a minimum balance requirement of $5,000 provides a tiered interest rate and allows 400 free transactions per month. Business lending and merchant services are additional features, states ECCU.

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