Q:

What services does the Me-Dian Credit Union provide?

A:

Quick Answer

Me-Dian Credit Union provides personal and business banking services. Credit union members have access to checking and savings accounts and financial planning and lending services, explains the bank's official website.

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Full Answer

Me-Dian Credit Union aims to provide financial resources and services to the First Nations, Inuit and Metis aboriginal populations, but full services are available to non-aboriginal groups as well, notes Me-Dian Credit Union.

The credit union is a financial co-operative, and its members act as co-owners and shareholders of the institution, reports Me-Dian's website. As such, members receive special rates on loans and higher returns on deposits generally unmatched by other banks and credit unions. Me-Dian Credit Union members can acquire residential mortgages and both consumer and business loans. Members can also access their accounts online, by phone, or by use of an ATM.

Credit union members have access to special ATM services, according to Me-Dian Credit Union. As of 2016, Me-Dian Credit Union members can use their credit union member cards at any credit union ATM throughout Canada. Members can use these ATMs to deposit funds and withdraw cash at no extra fee. Credit union members may also access ATMs within the United States and other countries through interbank networks such as Maestro, Cirrus and Interact. Convenience fees for the use of ATMs outside Canada generally apply.

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