Central Pacific Bank provides personal banking services such as checking accounts, savings accounts, mortgage loans, debit cards and credit cards. They also provide business banking services such as loans, cash management, online payroll resources and business debit cards. Wealth management, online banking and international banking services are also available.
As of 2016, personal checking accounts from Central Pacific Bank include the Exceptional Plan and Value Checking. The Value Checking plan is a basic checking account offering transaction and check writing services, while the Exceptional Plan is a combined balance plan. A minimum opening deposit amount is required for the Exceptional Plan, but not for the Value Checking Plan. Personal savings plans from the bank include Exceptional Super Savings, Exceptional Savings, Personal Super Savings, Personal Savings and Starter Savings. The required minimum opening deposits vary between each plan.
Personal debit card options include the Central Pacific Bank Platinum Debit MasterCard and the Private Banking Debit MasterCard. The Central Pacific Bank Platinum Debit MasterCard comes with an extended warranty and travel assistance, while the Private Banking Debit MasterCard offers baggage delay coverage and accident insurance. Credit card options from Central Pacific Bank include the Visa Bonus Rewards Card, Cash Rewards American Express Card and Visa Bonus Rewards PLUS Card.