Bellco Credit Union is a cooperative financial association that offers banking services and products, such as loans and credit cards, to its members, both individuals and businesses. The Colorado-based credit union's personal banking services include three types of checking accounts: Platinum checking, MAX checking and free checking.
Personal banking services offer traditional banking instruments, such as savings accounts. Members can have their paychecks directly deposited into their accounts, as opposed to having them mailed the traditional way to a physical mailing address. Members have immediate access to the deposited funds as soon they're credited to their accounts. The bank also offers members debit card overdraft protection, to prevent the misfortune of accidentally overspending and incurring a fee.
Bellco offers various types of loans, such as automobile and home loans, student loans and personal loans. It also allows for members to eliminate paper bills and pay their bills directly online. Members have access to their online accounts 24 hours a day and 7 days a week, and they can conduct common banking activities, such as checking their account statements or transferring funds. Members can also access their accounts from their mobile browsers or through the credit union's iPhone and Android apps. The credit union provides merchant processing and payroll services to its business members.