Bank of America's online banking provides 24/7 access to key services, which include viewing account balances, scheduling payments and transferring funds. The bank's mobile app expands the available online services by offering benefits such as digital deposits for personal checks.
Online account management services for Bank of America clients include the ability to view balances for checking and savings accounts, credit cards, lines of credit, home equity loans and mortgages. Clients can also review transactions such as cash withdrawals and payroll deposits and access electronic statements for their accounts. Other features include the ability to set alerts for account issues, such as upcoming payments and low account balances or remaining credit.
Bank of America's online bill payment function provides next-day payment of outstanding bills and automatic scheduled transfers. The website also provides financial management tools such as My Portfolio, designed to help customers keep track of their personal budgets.
Bank of America's mobile app allows users to deposit checks using a photo taken on a smart phone and enables them to find nearby ATMs and bank branches using GPS technology. Other key features include the ability to submit card replacement requests for lost or stolen debit and credit cards and schedule appointments with banking advisers.