Services available from Del-One Federal Credit Union include employer group benefits, automobile loans for select dealers, financial counseling, investment planning and insurance services. Members can take advantage of additional services, such as direct deposit, automatic payroll deductions, safe deposit boxes, coin redemption and automobile insurance discounts.
Automobile loans from local dealers allow members to apply for an auto loan at one of 25 new and used auto dealerships in Delaware. The dealership completes the loan application on-site and submits the paperwork to the credit union.
The Balance financial counseling program is free for Del-One Federal Credit Union members. The program helps people achieve financial freedom by looking at spending, savings, retirement, debt management and housing issues. The program also provides free credit reports and credit report reviews. Balance allows a user to speak to a financial counselor over the phone, or take online courses, to learn about personal finances and financial goals.
Customers can get discounts and payment protection services on several types of insurance, including mechanical breakdown, accidental death and collateral protection insurance. A life protection plan cancels any remaining debts upon the death of a customer so the member's heirs do not have to shoulder the burden of more debt. Other programs let people cancel monthly loan payments if someone becomes unable to work due to a layoff, disability or injury.