Q:

What services are available on the Cigna Health Insurance website?

A:

Quick Answer

Among the services available on the Cigna health insurance website are health insurance for individuals and families, dental insurance and Medicare, according to Cigna. Other services include international private medical insurance and vision insurance.

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Full Answer

Types of medical coverage available include health reimbursement, health savings, health care flexible spending, dependent care flexible spending and limited purpose flexible spending, states Cigna. Other plans available are medical exclusive provider organization, medical health maintenance organization and medical health maintenance organization open access. The health reimbursement plan has deductibles a member pays after employer-contributed deposits in a member's health account are used. When both the money deposited by an employer and the deductible are used, the plan provides health through a coinsurance plan.

Cigna offers three types of Medicare plans: Medicare Advantage, Medicare Part D and Medicare Supplement, explains Cigna. Medicare Advantage is an enhanced Medicare plan that offers low or no monthly premium. It provides all the Medicare benefits, including prescription drug plan, in one plan. Medicare Part D provides prescription drug coverage with low or no deductibles. Medicare Supplement provides members with an option of paying for services not covered under other Medicare plans.

International private medical insurance coverage provides access to medical services whenever a member travels anywhere in the world, states Cigna. It covers inpatient, day-case surgery, hospital services, and cancer, maternity and psychiatric care.

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