Associated Credit Union offers various lending and financial services, including mortgages, auto loans, auto refinancing, student loans, business loans and car buying services. This financial institution also offers banking services including savings accounts, checking accounts and IRAs, notes ACUOnline.org. Associated Credit Union has a rewards and points system to encourage customers to use its services.
For individuals, auto loans and financing are a valuable service. Auto loans are one of two options available for consumers looking to finance a new or used car; the other is direct lending from the dealership. For auto loans, Associated Credit Union lends patrons a predetermined amount to cover the cost of the car. In time, the loan holder pays back the loaned amount, following an agreed-upon schedule.
As a credit union, Associated Credit can provide shoppers with their credit history as they look to secure a loan. In addition to standard loans, Associated Credit has a rate rewards auto loan program. As of 2015, it also offers loans with a 1.79 percent annual percentage rate, notes ACUOnline.org.
In addition to consumer loans, Associated Credit Union has financial services for companies. As of 2015, it offers businesses loans for real estate investment, mergers and acquisitions. It has small business association loans for emerging companies and commercial real estate loans for established companies. It also has auto and equipment loans for companies along with short-term business loans.