AmTrust Bank closed in December 2009 and is now a member of the New York Community Bank family of banks. NYCB offers personal banking, business banking, and investment and insurance services.
Personal banking services at New York Community Bank include both free and interest-bearing checking accounts. There are also checking accounts designed for students and adults over 50 years old. Several savings account options are available, including accounts for children and students and healthcare savings accounts. Money market accounts and CDs are available for personal investing. In addition, the bank offers credit cards and mortgage services.
The business services section parallels the personal services section, offering checking accounts with or without interest, savings accounts, money market accounts and credit cards. The bank also offers cash management solutions, account reconciliation services, lease security accounts, lockbox services and merchant services. Both personal and business accounts offer online account access.
NYCB offers a range of investing and insurance services. Investing options include mutual funds and annuities. This category also includes IRAs for retirement saving. The bank also offers online trading and discount brokerage accounts. In addition, the bank offers 529 savings plans for college educations. Insurance options include personal life insurance policies and life and disability insurance for key employees in business accounts.