First Security Bank offers services such as savings accounts, checking accounts and loans. First Security Bank also offers E-Z Bill Paying Service, as well as a mobile app for smartphone banking.
First Security Bank offers a handful of different checking services for new or existing customers. The classic checking account offers unlimited deposits, and a monthly service charge may apply. The security interest checking account offers interest earned on a tiered basis. The higher the balance, the higher the interest rate and annual percentage yield. The rates are disclosed at the time a customer opens an account, and interest may change on a daily basis. The interest is calculated by the daily balance method. If a balance falls below the stated minimum on any day in the statement's cycle, the account is subject to a service charge for that cycle.
First Security Bank also offers business checking for its commercial customers. Businesses can make unlimited deposits into their business checking accounts. This service offers an earnings credit, which is applied to eliminate or reduce fees on the account. Business banking customers do not need to maintain a minimum average daily balance during the monthly statement cycle to receive the credit.