SecureHorizons Medicare Supplement Insurance Plans allow patients to choose any doctor who accepts Medicare and the Medicare website features a search tool to find doctors, hospitals and other care providers. These insurance plans are sometimes called Medigap policies, according to Medicare.gov.Continue Reading
Medigap policies are set up to pay for costs that Medicare Parts A and B do not cover, like deductibles and co-payments, according to WebMD. SecureHorizons is a program of UnitedHealthcare that offers Medigap insurance policies. In most states, SecureHorizons offers seven plan options including a high-deductible plan. Plan F is the most-popular type of Medigap program, with 51 percent of the total Medigap market as of 2012, according to Consumer Reports.
Medigap insurance policies are only available to people with Medicare Part A and B and are only guaranteed to be available for purchase during the open enrollment period. Medigap plans cannot pay for prescription drug costs as of 2006, according to Medicare.gov, though plans with prescription drug coverage dating to before 2006 can continue to provide coverage. Medigap plans are sold at the state level, and prices outside the open enrollment period vary significantly by insurance company, the age at which a patient purchases a plan and whether he has pre-existing conditions.Learn more about Health Insurance