Does a Seatbelt Ticket Make Your Insurance Go Up?


Quick Answer

DMV.org shares that car insurance companies determine insurance premiums based partially on the traffic tickets a driver has on record. Typically the more traffic tickets an individual has, the greater the liability to the insurance company. How much the premium increases depends upon the company.

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Full Answer

Insurance companies handle premiums differently in regard to traffic violations. DMV.org notes that while one company may raise a person's premium for up to three years, another company may only apply a surcharge, which can be removed after a year if no additional infractions occur. If a person is a long-time customer with a good driving history, the insurance premium may not increase significantly.

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