DMV.org shares that car insurance companies determine insurance premiums based partially on the traffic tickets a driver has on record. Typically the more traffic tickets an individual has, the greater the liability to the insurance company. How much the premium increases depends upon the company.
Insurance companies handle premiums differently in regard to traffic violations. DMV.org notes that while one company may raise a person's premium for up to three years, another company may only apply a surcharge, which can be removed after a year if no additional infractions occur. If a person is a long-time customer with a good driving history, the insurance premium may not increase significantly.