Sears does offer layaway. Customers can put items on layaway online or in-store by bringing items to any cashier.
To put the items on layaway, customers must make a down payment. The down payment depends on the price of the items and whether the customer chooses the 8-week or 12-week plan. The 8-week plan requires $20 or 20 percent, whichever is higher. The 12-week plan requires $35 or 20 percent, whichever is higher. The 8-week plan is four payments, while the 12-week plan is six payments. The 12-week plan is only available for purchases of $400 or more.