When Do Savings Bonds Mature?


Quick Answer

Savings bonds mature at the end of the loan period, which has a limit of 30 years, according to the U.S. Department of Treasury. Investors are also able to redeem the bond's face value plus any earned interest 12 months after purchase.

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Full Answer

The Treasury Department reports that the cheapest savings bonds can be purchased for $25 as of 2014. In addition, the TreasuryDirect website sells digital bonds, following the discontinuation of paper bonds. Savings bonds can also be purchased on a recurring basis by direct deposit through an employer and by opening a TreasuryDirect account. The Treasury Department encourages savings bonds to be given as gifts.

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