What Does Sam's Club RV Insurance Cover?


Quick Answer

The Good Sam RV Insurance Plan covers stolen or totaled RVs; the contents of a client's RV (up to $3,000), and the hitch and other permanent attachments. Owners residing in their RVs receive coverage similar to that of homeowner’s insurance, states the Good Sam Insurance Agency website.

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Full Answer

If the RV is stolen or totaled in the RV’s first five model years, the Good Sam RV Insurance Plan replaces it with a new comparable RV. If it is after the first five model years, the client receives the original purchase price amount of the RV, for the purpose of purchasing a replacement, notes the Good Sam Insurance Agency website.

Other services include an allowance for emergency expenses, which may occur if the client has a claim away from home, and a service call allowance, which pays for an expert to come to the client's location to handle the claim. The company also offers the possibility of a 20 percent multivehicle discount for having both RV and auto insurance and a storage discount, whereby clients can save an average of 53 percent off their premiums while not using their RVs. The Good Sam Insurance Agency website states that knowledgeable RV claim experts always handle its clients' claims.

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