Safe ways to transfer money online include Western Union and MoneyGram, according to NerdWallet. There are other safe methods as well, such as PayPal and Xoom.
Xoom is an online transfer company that lets users send money to a number of different countries, such as Mexico and India, NerdWallet notes. Western Union’s website allows users to send money after creating a profile. Users can send money with a checking account, credit or debit card. Users can send money using MoneyGram's website, and there's no need to create an account. Finally, PayPal, which just recently acquired Xoom, allows users to have bank accounts connected to the network send money to other users who have bank accounts within the PayPal network.