Is It Safe to Purchase Items Online?


Quick Answer

Shopping online is relatively safe, but those who choose to surf the web for deals should be sure to use caution. Researching the company with the Better Business Bureau to ensure they are reputable is one method that can keep a person's sensitive information secure.

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Full Answer

When shopping online, it is also important that an individual knows the rights that he has. For instance, legally, a company must ship the item within the allotted time frame once payment has been received. If the company is unable to do this, it should inform the consumer and offer a refund or cancellation.

It is also important to read the fine print when shopping online, as some companies may have very conservative return policies or put in extra fees before selling the items on the website. A consumer only knows about these things when they read the fine print. It is also helpful to keep private information private until it is time to pay. There is some information, such as a social security number, that should never be given to an online retailer.

Paying by credit card is another way a consumer can remain safe when shopping online, as these transactions are protected by the Fair Credit Billing Act. This means a person is only held liable for fraudulent transactions up to $50.

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