What's Needed to Open a Checking Account at Suntrust Bank?


Quick Answer

To open a checking account at Suntrust Bank, an individual needs to provide the bank with personal information and a form of identification, as noted on the bank's website. Bank account and routing numbers for already-existing accounts or a credit card number are also required.

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Full Answer

The personal information Suntrust Bank requests includes address, phone number and Social Security number, according to the bank's website. A co-applicant must supply the same information. If the applicant has not lived at that address for at least two years, the prior address must be presented. Accepted forms of identification are driver's license, state ID or military ID. In addition to providing these, co-applicants must also go through the application, accept its terms, and answer questions to confirm their identities. Only U.S. residents at least 18 years old are allowed to apply.

Suntrust Bank has several types of personal checking accounts with a variety of conditions and options. Some have monthly maintenance fees, as noted on SunTrust.com. Direct deposit is available. Free online banking includes Bill Pay. Mobile and tablet banking are also available.

Certain accounts offer identity theft protection, fee waivers for ATM use, free checks and a free safe deposit box, states SunTrust. The bank also offers a checking account specifically designed for college students. These require lower balances and are able to be linked to a parent's SunTrust account.

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