Q:

How do you find rural grants for housing?

A:

Quick Answer

Information on rural grants for housing is available through the U.S. Department of Agriculture at Benefits.gov and RD.USDA.gov, according to the agency. The Farm Labor Housing Direct Loans and Grants program and the Rural Housing Repair Loans and Grants program assist individuals and groups in rural communities, including farmers, low-income homeowners, migrant and seasonal farm workers, and federally recognized tribes.

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Full Answer

Very low-income homeowners can obtain grants through the Rural Housing Repair Loans and Grants program for repairing and improving their rural homes to eliminate safety and health hazards, explains the U.S. Department of Agriculture. Very low-income means having an income that is less than 50 percent of the median income in the area. To qualify for a grant, an individual homeowner must be a U.S. citizen or permanent resident age 62 or older and live in a rural area. As of 2015, a homeowner can receive a grant of up to $7,500, which the U.S. Department of Agriculture can recover if the grant recipient sells the home within three years. An applicant who can repay part of the cost can combine a grant and a loan.

The Farm Labor Housing Direct Loans and Grants program offers grants on an annual basis to construct housing in rural or urban areas for migrant or seasonal domestic farm laborers and their families, states Benefits.gov. Farmworkers' associations, nonprofit organizations, local or state governments, or federally-recognized tribes can apply for the need-based grants. The award is limited to 90 percent of the cost of the project.

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