A personal banker is employed in a bank or another financial institution and helps customers manage their money and find appropriate solutions for their financial needs. Personal bankers must have a strong working knowledge of the types of services that their financial institution offers and be able to share this information with clients to accommodate their economic desires.Know More
Personal bankers spend the majority of their time working with banking software, speaking to customers both in person and over the phone, troubleshooting customer issues, explaining products and services and assisting customers with other banking needs. They may assist customers in a variety of financial areas, including opening savings or checking accounts, retirement planning, loans or investing. Personal bankers must have excellent customer service skills and the ability to gain and maintain their customers' trust.
Many personal bankers begin their careers as tellers at a financial institution, which gives them an introduction to the field of banking. Sales experience is also helpful but not always required. In most financial institutions, a high school diploma or GED is required to become a personal banker, but a degree in business, finance or a related field is preferable and often ensures faster career advancement.Learn more about Personal Banking
A Bluebird bank account is just like any other bank account that offers checks and a debit card to spend the money available in the account, except it is more readily available to customers who have poor credit. There are no credit checks so as long as there are funds to open the account; it is approved for anyone.Full Answer >
People often choose to bank online to gain access to features such as online bill-pay, remote check deposits, easy money transfers and readily available transaction information. Online banking saves time and provides increased convenience.Full Answer >
Self-employed people who need to provide income verification to a bank should provide the lending institution with copies of both their business and personal income taxes for the year. Income tax returns may not accurately reflect the actual income, however, due to the deductions owning a business provides.Full Answer >
Access Heritage Bank's online banking services by visiting the financial institution's website and then clicking the Online Banking link at the top right of the page. On the next page, enter the access ID, choose the needed service from the pull-down menu and click Submit.Full Answer >