J.P. Morgan offers both defined contribution investment solutions and retirement plan services. Defined contribution plans involve a percentage of an employee's earnings being set aside for retirement, notes Investopedia. J.P. Morgan's retirement plan services focus on small- and medium-sized businesses with retirement assets ranging from $1 million to $50 million.
Within defined contribution plans, businesses must decide whether to go with custom or off-the-shelf target date plans, states J.P. Morgan. Custom target date plans are ideal for specific employee demographics, while smaller sized plans work best with off-the-shelf target date strategies. J.P. Morgan also offers a 43-page “Guide to Retirement," which talks about the benefits of saving early, the impact of people working longer and how inflation affects older citizens.