Disability coverage and a pension are two retirement benefits of United States Postal Service employees. The total years of service and the retiree's age at the time of retirement determine eligibility.
Retired USPS workers can retain health insurance through the Federal Employees Health Benefits program. Employees can maintain any existing life insurance but must submit claims to the Office of Federal Employees' Group Life Insurance. Pensions and disability coverage correspond to two different retirement systems: the Civil Service Retirement System and the Federal Employment Retirement System.
The former applies to employees who began working for the USPS during or before 1984. Employees whose date of hire was January 1, 1984 or later fall under the latter system.