What Are the Requirements to Receive California State Disability Insurance?


Quick Answer

To qualify for disability insurance in California, a non-work-related disability must prevent an individual from working for at least eight consecutive days and cause him to lose wages. California extends up to 52 weeks of disability insurance to qualifying individuals who are out of work due to a non-work-related illness or injury.

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Full Answer

As of 2015, weekly benefit amounts range from $50 to $1,104, depending on how much the individual earned during the preceding 12-month period. Unemployed individuals who become disabled can qualify for disability insurance as long as they were actively looking for work at the time of their illness or injury. California considers women who are pregnant or just gave birth disabled for the purposes of this insurance. California requires individuals to submit a claim for benefits within 49 days of becoming disabled or risk losing part or all of their benefits.

California also imposes a health care requirement when determining eligibility. An individual must get care or treatment from a licensed doctor, nurse practitioner or accredited religious doctor during the first eight days of the illness or injury. They also must continue getting care or treatment to remain eligible for disability insurance. The health care provider must certify to the state that the individual is disabled and unable to work.

Individuals who did not earn at least $300 during the previous 12 months from which an employer withheld State Disability Insurance deductions do not qualify for disability insurance. Part-time workers can receive disability insurance as long as they meet this SDI requirement, are unable to work due to the non-work-related illness or injury and meet the health care requirement.

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