Applicants for an H&R Block Emerald Advance line of credit undergo a credit check and underwriting approval prior to receiving credit. If approved, H&R Block extends a credit line ranging from $350 to $1,000.
The H&R Block Emerald Advance line of credit is a promotional offer that is only available during a certain time of the year. This card is meant to provide a financial buffer in the event of unexpected expenses, and cardholders have the option of paying their card balance with their tax refunds.
H&R Block also offers the Emerald Card, which is a prepaid debit MasterCard. The Emerald Card is not a credit card, and therefore does not require credit approval.