Q:

What are the requirements for military retirees to get TRICARE health coverage?

A:

Quick Answer

Each Tricare health plan for retirees has specific requirements, such as Tricare For Life, which requires members to be eligible for Part A and Part B Medicare plans, according to Military.com. Tricare retired reserve members must be retired reserves of a reserve component who qualify for non-regular retirement.

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Full Answer

A member of Tricare retired reserve must be under 60 years old and not be eligible for the federal employees health benefits program. However, family members of qualifying individuals are eligible, states Military.com. Survivors of members of this plan are eligible if the sponsor died covered by the plan and they are immediate family members.

Members of the Tricare Retiree Dental Plan are members of the uniformed services who are eligible for retirement, and it includes those who are 65 years and above, explains Military.com. Members of retired reserve/guard, including "gray-area" reservists eligible for retirement, are eligible, but they can only start receiving benefits when they reach age 60. Children of a member are eligible until the age of 21 or 23 if they are full time students.

Members of Medicare plans should be at least 65 years of age. People with disabilities but below 65 years old and those with end-stage renal disease can also qualify, according to Military.com. Medicare Part A covers inpatient care, hospice, nursing facility and home care. Part B covers doctor services, outpatient and other preventive health coverage. Part C is a combination of Part A and Part B.

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