What Are the Requirements for Keeping an American Express Black Card Active?


Quick Answer

American Express does not disclose information to non-cardholders about how to keep the American Express Black Card active, but cardholders must pay an annual fee of $2,500 according to Credit Card Insider. A cardholder must also pay an initiation fee of $7,500.

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Full Answer

The official name for the American Express Black Card is the Centurion Card. American Express does not offer online applications for the Centurion Card and does not disclose how to qualify for the card. American Express extends invitations to individuals who meet certain criteria, such as holding another American Express Card for at least a year and charging at least $250,000 per year, states Credit Card Insider.

Special services for Centurion Card holders may include access to special travel benefits and events, such as tickets to the Super Bowl or New York fashion week, says Credit Card Insider. Access to luxury car rentals, private airport lounges, personal shoppers and concierge services are also perks of the Centurion Card.

American Express developed the Centurion Card to capitalize on rumors of an elite "black" card that gave members special privileges. The black card remained a myth until 1999 when American Express first offered the Centurion Card, reports Credit Card Insider.

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