The requirements for getting a Visa Black Card are having an income over $200,000, a credit score of 760 or higher and not having any consumer debt, according to Financial Samurai. The consumer must also be willing to pay nearly $500 a year for the card.Continue Reading
The Visa Black Card is made of stainless steel and provides a wide range of premium benefits, explains Black Card. It offers 24-hour concierge service to all card holders, VIP treatment in luxury hotels and resorts and a members-only Luxury magazine subscription. There are also unlimited airport lounge visits and luxury gifts from top brands.
The Black Card is accepted in more than 170 countries without a foreign transaction fee, notes Black Card. There is liability protection against unauthorized purchases and warranty manager service available. The card includes lost luggage reimbursement of checked or carry-on bags up to $3,000 per trip. The card carrier must have used the Black Card to pay for the airfare. Meals, transportation and lodging are also reimbursed up to $300 per plane ticket if the plane is delayed. The Visa Black Card includes roadside assistance coverage and car rental reimbursement. This covers personal or rental cars that break down.Learn more about Credit & Lending