Chase, PNC Bank and Wells Fargo are three reputable banks that offer second chance accounts, mentions CNN Money. These accounts are for people who aren't eligible for traditional accounts, and they often come with limitations and fees.
Chase offers the Access Checking account as a second chance option, though account holders can't take advantage of overdraft protection and have to pay a monthly fee that can't be waived like with other accounts. PNC Bank's Foundations checking account is available as a second chance option but requires completing a money management course, paying a monthly fee and having withdrawal limits. Wells Fargo's Opportunity Checking account comes with benefits like overdraft protection, automatic transfers and overseas transfers, and customers have ways to avoid fees, notes Wells Fargo.