There are a number of ways to repossess a car including using key codes, towing and lock picking. Some states require an auto repossession license before one is allowed to repossess a car.
- Meet licensing requirements
Not all states require a license to repossess a car legally. Check with your state's Attorney General’s or Secretary Of State office to find out whether or not a license is required for vehicle repossession.
- Locate the vehicle
Locate the vehicle to be repossessed and confirm that it is the right one. Check the VIN number on the vehicle, usually located on the dashboard on the driver’s side to ensure that it is the correct car.
- Meet repossession guidelines
The repossession should go as smoothly as possible, preferably without the owner’s knowledge. A breach of peace can result in penalties or compensation in the event of injury during the repossession. It is also illegal to remove a vehicle from a closed garage without the homeowner’s permission.
- Repossess the car
Repossess the car by towing, using key codes or picking the lock. A key code is a special code obtained from the car dealership that can be used to cut car keys. A small metal rod known as a slim jim is used to pick locks. A tow truck can also be hired for the repossession.