One of the easier ways to rent a single-family home with bad credit is to rent directly from an individual versus a property management company. These landlords may be less likely to run credit checks, and they also may be more willing to negotiate with potential renters.
A few ways that renters can help increase their chances to rent a single-family home with bad credit includes offering a larger deposit, prepaying rent, being flexible on lease terms or even getting a family member to co-sign on the lease. Also consider obtaining reference letters from previous landlords, especially if they can show that the applicant has a long history of paying rent in full and on time. This can also be beneficial if the applicant has never had any complaints regarding noise, guests or pets.
Another thing to consider when looking to rent a single-family home with bad credit is to make sure and refrain from trying to negotiate the terms. For example, if the landlord agrees to take a larger security deposit, don't ask if it can be split up into multiple payments. Applicants should also be prepared and have any information or documentation that the landlord may request. Be upfront and honest with the landlord about a bad credit history, as a little honesty could go a long way.