How do you remove a fraud alert?


Quick Answer

Remove fraud alerts from your Equifax credit report by going to the bottom of your automatic fraud alerts window and clicking the button, according to Equifax. When the 90-day term ends, the alerts expire. The screen displays the actual expiration date. To remove alerts before their expiration dates, send a written request to Equifax addressed to its post office box in Atlanta, Georgia. Send written requests to TransUnion in Chester, Pennsylvania, and Experian in Chester, Texas, to remove alerts early.

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Full Answer

As of 2015, you can remove a fraud alert at any time online, according to TransUnion. The credit reporting company offers you three types of alerts, and you can place any one of them using the online process. When you notify one credit reporting company to place an alert, it notifies the other two.

If you are concerned that you may become an identity theft victim, you can place an alert that lasts 90 days or more, explains TransUnion. If you are a victim of identity theft or fraud, you can place an alert that lasts for seven years. Place an active-duty military alert if you are a member of the armed forces and want to reduce your identity theft or fraud risk during your deployment. The military alert has a one-year duration.

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