Q:

How do you redeem your Discover card rewards?

A:

Quick Answer

Discover card members with a Cashback Bonus can redeem their rewards online at the account center or by calling 800-347-2683, according to Discover. Members who receive Discover it Miles rewards can cash in their rewards online or by calling the number printed on the back of their card.

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Full Answer

Cashback redemption options include direct deposit to a checking account, credit on a Discover account balance, a gift card from select companies, paying for purchases online with some retailers or a charity donation, notes Discover. There is no minimum redemption amount, except for gift card purchases, which require at least a $20 minimum.

Members using the Discover it Miles program can redeem reward miles to pay for eligible travel purchases or receive a cash deposit into their checking account, according to Discover. Each mile is worth one penny. Approved travel purchases include airline tickets, vacation packages sold by travel sites or agents, car rentals, hotel rooms and cruises. Also approved are local transportation expenses, such as taxis fares, ferry tickets, limousine rentals and charter bus tickets.

Card members redeem their Cashback Bonus online by selecting the Rewards option in the account center, which lead to the Redemption page, notes Discover. This allows members to choose their redemption method. Discover it Miles members redeem their rewards by selecting the Redeem Miles option, and then selecting travel purchases to redeem or requesting cash back.

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