Narragansett Bay Insurance Company, or NBIC, has consistently received a Financial Stability Rating of "A," or "Excellent," from Demotech, Inc. Demotech is a nationally recognized financial analysis and consulting firm.
Demotech's Financial Stability Rating, or FSR, is a carefully evaluated figure, which is accepted by a wide variety of agencies. Among those that accept Demotech's evaluation are Fannie Mae and Freddie Mac, both leading national financial service providers. The FSR is also accepted by the U.S. Department of Housing and Urban Development.
In addition to being rated "A" by Demotech, Inc., NBIC's reinsurance providers include internationally renown insurance firms with equivalent ratings, with perhaps the most famous being Lloyd's of London.