Q:

How do you get a quote for homeowners insurance from The Hartford?

A:

Quick Answer

To request a home insurance quote from The Hartford, visit the company website and fill out your name and address, property information and insurance history. Alternatively, contact an agent online or over the phone to personally arrange for a quote. The same information is required when dealing with an agent as when requesting an online quote, according to The Hartford.

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Full Answer

As of 2015, homeowners insurance available through The Hartford offers such benefits as lifetime renewability, a 100-percent protection plan, "New for Old" coverage for your possessions, and ProtectorPLUS homeowner deductible forgiveness, notes the company. Lifetime renewability means that you never lose coverage if you pay your premiums on time and meet other basic requirements. The 100-percent protection plan guarantees that The Hartford covers the cost of rebuilding your home at up to 125 percent or 150 percent of your policy limit, depending on the plan chosen, when necessary.

"New for Old" coverage means that The Hartford must replace your items with new ones of equal value, regardless of the condition or age of your possessions, states The Hartford. ProtectorPLUS homeowner deductible forgiveness ensures that The Hartford waives up to $5,000 of your deductible with a qualifying claim of at least $25,000. The Hartford partners with AARP in offering this homeowners insurance coverage.

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