How Do You Qualify for Spousal Benefits Under CHAMPVA?


Quick Answer

Spousal benefits under the Civilian Health and Medical Program of the Department of Veterans Affairs are available to any applicant whose veteran spouse suffered a service-related death, according to the U.S. Department of Veterans Affairs. A veteran spouse's permanent and total disability may also qualify.

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Full Answer

A surviving spouse may also qualify for CHAMPVA if the veteran spouse died while on active duty and the surviving spouse does not qualify for U.S. Department of Defense TRICARE benefits, explains the U.S. Department of Veterans Affairs. Spouses over the age of 65 who meet certain criteria may also qualify for coverage under CHAMPVA.

To apply for CHAMPVA benefits, complete the Application for CHAMPVA Benefits, VA Form 10-10d, and the Other Health Insurance Certification, Form 10-7959c, instructs the website. Both forms are available for download at VA.gov. Click the VA Forms link located at the bottom of the home page under the Quick List heading. Enter the form number or form title into the appropriate fields, and click Search.

Individuals eligible for Medicare must include a copy of the Medicare card with the application, states the website. Individuals aged 65 and over who are not eligible for Medicare must include a letter from the Social Security Administration confirming ineligibility under anyone's Social Security number, notes VA.gov. Review the application for a list of optional documents that may expedite the decision. Mail completed applications to Chief Business Office Purchased Care, CHAMPVA Eligibility, P.O. Box 469028, Denver, CO, 80246-9028. You can fax completed applications to (303) 331-7809.

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