How do you qualify for medical insurance?


Quick Answer

Everyone qualifies for medical insurance. Under the health care reform laws that took effect in 2014, plans such as government-sponsored (Medicare or Medicaid) or private health care plans purchased through the Health Insurance Marketplace cannot deny coverage to people with pre-existing conditions or disabilities.

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Full Answer

Individuals who are not covered by an employer or school group plan, for example, may be eligible for Medicaid or another government plan if their income falls below a certain threshold. If they are not eligible for government medical assistance, then they may be eligible for a subsidy through the Marketplace by way of a tax credit that can be used to offset the cost of medical insurance. Both financially and medically, everyone qualifies to obtain some type of medical insurance.

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