How do you qualify for free health care insurance?


Quick Answer

In all states, the eligibility for Medicaid coverage is dependent of several factors and these include income, household size, disability and family status. In some states, the Medicaid coverage may be expanded to cover more people, notes the Health.gov website. Medicaid is a social health care program of the United States government that provides low cost to free insurance coverage for low income families, pregnant women, children and the elderly and disabled citizens.

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Full Answer

The Affordable Care Act of 2010 sets the minimum income eligibility level of $29,000 per year for almost all U.S. citizens less than age 65. This expanded Medicaid eligibility went into effect in January 1, 2014. Apart from income requirements, other criteria that must be satisfied to qualify for Medicaid include residency and immigrant considerations, and documentation of U.S. citizenship according to the Medicaid website.

The Health.gov website has a tool that helps determine eligibility for Medicaid coverage. The following shows how to use the tool on the Health.gov website.

  1. Go to the website
  2. Type HealthCare.gov on the browser and press enter.

  3. Mouse above Get Answers
  4. Drag the mouse above on the "Get Answers" option on the menu bar to display the submenu. Select and click Medicaid & Chip from the submenu.

  5. Select the tool link
  6. On the left hand menu panel, click on "Find out if you qualify..." option.

  7. Use the tool
  8. On the following page, click the "Get Started" button to begin using the tool.

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