How do you qualify for Blue Shield dental coverage?


Quick Answer

Eligible Californians have the ability to enroll in dental coverage with Blue Shield of California during the annual, three-month open enrollment period with guaranteed acceptance, according to Blue Shield. An applicant must be a resident of California at the time of enrollment to qualify.

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Full Answer

Applicants for Blue Shield dental plans do not need to have a coinciding health plan to qualify for coverage, states Blue Shield. The company offers four dental plans to choose from, as of June 2015: a dental PPO plan, a dental HMO plan, the Value Smile PPO plan and the Specialty Duo plan, which combines dental and vision coverage for applicants and dependents. However, applicants purchasing a guaranteed-issue, standalone plan do not qualify for the HMO, PPO or Specialty Duo plan.

Blue Shield does not enforce an age restriction on eligibility; instead, Blue Shield offers dental plans for different age groups, such as the pediatric dental plan. Applicants can visit the Blue Shield of California website to receive a quote for dental coverage and apply online. This service is available for standalone plans only, explains Blue Shield. The Blue Shield website also provides benefit summaries for dental plans, current rates and required forms that are available for applicants to download.

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