HUD public housing is limited to low-income families and individuals according to HUD. Eligibility is determined by a Housing Association using income limits developed by HUD. The lower income limit is 80 percent of the median income for the county or metropolitan area where an individual wants to live.
Very low income limits are 50 percent of the median income, according to HUD. After applying, if an HA determines an individual or family is eligible, that person or family is placed on a waiting list and contacted by the HA when housing is available. If ineligible, the HA will provide written notification of why and the applicant can request an informal hearing. The total tenant payment, or rent, for HUD public housing is based on a family's anticipated gross annual income less any applicable deductions.