Q:

How do you purchase insurance through Blue Cross Blue Shield?

A:

Quick Answer

People can buy Blue Cross Blue Shield health insurance policies from an authorized insurance agent or broker in their respective states, according to Blue Cross Blue Shield. The health insurer underwrites several types of group and individual health insurance policies.

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Full Answer

People who are considering buying health insurance from Blue Cross Blue Shield but don't know which insurance agents or brokers in their state are authorized to sell its policies can contact Blue Cross Blue Shield by calling a toll-free number, according to Blue Cross Blue Shield. The customer service representative helps identify the insurance agents or brokers in a potential customer's state of residence who are authorized to sell the health insurer's policies. People also can enter their ZIP code on the Blue Cross Blue Shield website and obtain a list of authorized insurance producers near them.

The health insurer mostly sells group health insurance policies, but it also sells individual and family health insurance, notes Blue Cross Blue Shield. Through its website, individuals learn which individual health insurance policies the health insurer provides in their respective states of residence. People might have to submit to a health exam to determine their insurability before buying a group or individual health insurance policy.

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