Q:

How do you purchase insurance for a scooter?

A:

Quick Answer

Purchase insurance for a scooter by visiting the Department of Motor Vehicles website and clicking on the Insurance tab, states the DMV. Click on the Motorcycle Insurance link, and scroll down to see the Scooter Insurance section. People with existing car insurance should contact their provider before shopping for scooter insurance to check for discounts on bundles. The bottom of the Scooter Insurance page on DMV.org provides a link to shop and compare quotes on scooter insurance, as of 2015.

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How do you purchase insurance for a scooter?
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Full Answer

Scooter insurance regulations vary by state, according to the DMV. Owners should check with their resident state to verify laws pertaining to scooter insurance, such as liability requirements. The size of the scooter's engine often determines the insurance amount. Scooters with an engine smaller than 50 cubic centimeters generally require limited, if any, coverage amounts, while scooters with engines larger than 50 cubic centimeters require motorcycle insurance.

Types of insurances offered by companies that cover them include liability, collision and medical, reports the DMV. Factors to consider before buying scooter insurance include the size of the engine; the installment of an anti-theft device; approximate weekly mileage; accident rates for individuals with scooters in your area and how experienced you are with driving a scooter.

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