Provident Bank branches are most popular in New Jersey and Pennsylvania, as of 2015. However, individuals with a valid U.S Social Security number can apply for an account with Provident Bank regardless of address.
Provident Bank provides an array of banking services, including online banking, personal checking accounts, business financing, loans and investment products. While any American can apply for a Provident Bank account, the company's retail locations and ATM machines exist exclusively in the New Jersey and Pennsylvania areas, making it less convenient for individuals living outside of those areas.
Prospective Provident Bank customers seeking an online account must submit to a soft inquiry of their credit record by Equifax to ensure that the information provided on their application is accurate. If the information is inaccurate, Provident Bank rejects the application.